I am fairly cautious when it comes to spending cash… Even if it is only $40, I am regularly hesitant to spend cash.
I am the unusual one out I suppose, because my family spends their cash about as quickly as they get it.
It seems like most people, once they get their paycheck, they are back to being completely broke. That is why a good amount of new rich people don’t remain rich for a long while, they spend it all on frivolous pursuits, and end up in the same position they started out with. I guess I am a bit too careful, although I would rather be far too careful than not careful enough. However, sporadically you have to spend a reasonable amount of cash. Very costly necessities, like cars, cost a ton of cash, however it is worth it for convenience. I had to cover the cost for a major expense recently, and it was for indoor comfort. My old central air conditioner appliance went out a while ago. Happily, I had a savings account where I stored enough cash to cover me in cases like this. My original plan was to get another central Heating, Ventilation as well as A/C appliance, however after talking to a Heating, Ventilation as well as A/C professional, they suggested getting a heat pump instead. The geothermal heat pump was somewhat cheaper than the central cooling component, so this sounded like a fairly smart move. And so far, I am not disappointed in my investment. The entire Heating, Ventilation as well as A/C appliance upgrade process was fairly quick and easy, and before I knew it, I had my climate control working beautifully again.